2021 has taken some getting used to, but I’d say halfway through March – I can feel the winter blues melting away with the longer days, sunshine and warmer weather, and it makes all the collective trauma a little easier to process. It’s crazy to think that this time last year, the Coronavirus was shutting the whole world down and we were convinced that it would only be a 4-6 week ordeal; not to mention processing a dangerous and crippling winter storm that caught us Texans off guard a month ago. The biggest adjustment has been working from home through natural disasters and pandemic fatigue. I went from thinking we’d be work-from-home for just a few weeks to a permanent situation! Even working from home, I still get the ‘Sunday Scaries‘ and Mondays still feel like Mondays. Especially considering we are currently in the middle of Busy Season and it’ll only get busier from here til June – Sundays feel scarier.
I started this blog at the end of January with high hopes for consistent posting, and it feels like just another excuse of mine to not post or share, but my stress & workload has really ramped up, as I knew it would given the time of year. I have to commend myself for what I’ve been able to do and get done in spite of long, extra hours at work and on top of long work to-do lists.
If you’re curious to know more on ‘What I Do’, keep reading
Underwriting Analyst – Commercial Property Insurance
When you think of Insurance, maybe you think of ‘Flo’ from Progressive or ‘Jake’ from State Farm. Maybe you think of health insurance, car insurance, home insurance, or maybe you think of insurance claims. I do neither and none of these things.
How I got into the field I’m in
In 2014, I was working at M.A.C. Cosmetics and to appease my parents who were horrified that my degree was wasting away, I interviewed at this insurance company my sister worked at and was loving. I didn’t even really know what to expect or anything about what I would be doing, but I knew that it would be a ‘good, stable, job’ with ‘benefits’ and was even able to keep up with freelancing for the first couple of years. Since then, I have moved around companies twice and am back at the original place that started it all and where I met my fiance.
What field am I in
When you think of Jake from State Farm, let’s say the man on the phone asking Jake what he’s wearing owns an apartment complex or a bunch of condos along the Gulf Coast and needs wind coverage for hurricane season. Only Jake isn’t with State Farm, he’s an insurance agent or broker that has access to markets that can provide coverage in the event of a loss from a hurricane or tropical storm. On the back end of an insurance policy are underwriters – who assess, assume and evaluate the risk of the property for a fee, which is where we come in 🙂
What my job entails
I manage and service accounts from when they are submitted and assigned to me and during the policy term. We take the information given with a submission for our services and format for an underwriter to evaluate, determine if the property is a good risk to assume, and provide a quote!
Once it ‘binds’, my job is to get it in the books, help maintain the file, answer any questions during the policy term and ensure any changes to the policy are made correctly. Considering my ‘tenure’, I am also very active in a training and resource role, teaching newcomers to my team ‘the ropes‘ and as an aid for those who have been there for a short amount of time.
Corporate/Business/Office jobs aren’t for the faint of heart – I also used to the think it was absolutely NOT FOR ME. All jobs are necessary and so many people thrive in this environment, and especially in the industry I work in! Even for a creative person like me who thought the idea of a ‘cubicle, 9-5’ type gig would completely crush my spirit, I’m lucky to have found a great job that I not only am able to excel and use my talents in but also cultivate a very attainable work-life balance – which is an incredibly important part, if not THE most important part in finding a job that suits you.
Although it’s a crazy time of year, I hope to get more posts in soon. In the meantime, this post will help make sense as to why I might be a little M.I.A. the first half of the year.